Dental plan options
Keep your smile healthy with our MetLife Core or Premium dental plans. Both options provide 100% coverage for in-network cleanings and exams. Explore the plan details below to choose what's best for you and your family.
Both plans offer full coverage for preventive care like cleanings, exams and X-rays, but coverage and what you pay for other services differs.
| Plan comparison for in-network dentists | ||
|---|---|---|
| Premium plan | Core plan | |
| Deductible |
|
|
| Coinsurance |
|
|
| Calendar year maximum | $1,500 | $1,000 |
| Orthodontia |
| Not covered |
For additional information including out-of-network coverage, view the plan overview.
| Cost per pay period | ||
|---|---|---|
| Premium plan | Core plan | |
| Employee only | $14.88 | $10.54 |
| Employee/Spouse | $31.26 | $22.13 |
| Employee/Child(ren) | $28.28 | $20.02 |
| Family | $44.65 | $31.61 |
You pay for dental coverage through pre-tax paycheck deductions. The cost above is for full- and part-time employees, effective Jan. 1, 2025.
For additional plan documents, please visit MyHR.
Which plan is right for me?
Selecting the best dental insurance plan can make a significant difference in managing your dental care costs. We offer two plans to meet different needs and preferences.
The Core plan may be a good fit if you prefer lower premiums and need basic coverage. This plan is ideal if:
- You want to keep your dental insurance costs lower with more affordable premiums.
- You primarily need routine and preventive care coverage without extensive dental work or orthodontics.
Tools and resources
Find a dentist
Save on dental costs by choosing an in-network dentist. Visit metlife.com, select 'Find a Dentist,' then choose the 'PDP Plus' network to locate one near you.
View the plan overview
Choosing the right plan can save you money. Explore an overview of our dental plans and premiums to see how they differ.
Get an ID card
Print your ID cards from the MetLife website after registering or download the mobile app for a digital ID card.